Job Description
Job Title: Mortgage Loan Officer
Location: Los Angeles, Ventura County, Santa Barbara, or San Luis Obispo, CA (Hybrid)
Position Overview:
Are you passionate about helping people find the perfect mortgage solution? We're looking for a dedicated Mortgage Loan Officer to join our dynamic team. In this role, you'll work closely with the Mortgage Sales Manager and have the flexibility to work from home or from one of our offices located in Woodland Hills, Ventura County, Santa Barbara, or San Luis Obispo. While the position offers remote flexibility, occasional travel to meet clients and attend office meetings will be required.
Key Responsibilities:
Client Engagement: Reach out to potential clients to offer residential mortgage solutions and convert leads into applications.
Consultation: Assess clients' financial needs and recommend the best mortgage products and rate programs.
Sales Performance: Achieve monthly sales targets and performance goals.
Essential Duties:
Loan Processing: Originate, negotiate, secure, and process residential mortgage loans.
Client Counseling: Advise and guide loan applicants through the process.
Documentation: Collect necessary information and documents from applicants and related parties.
Rates and Fees: Establish and communicate interest rates, points, and fees associated with loans.
Application Monitoring: Track loan application status and keep clients and relevant parties informed.
Coordination: Work with team members to ensure smooth loan processing and closing.
Support: Address questions and resolve issues related to loan closings.
Outreach: Share information about our loan products and services with real estate professionals.
Reporting: Prepare accurate reports and maintain comprehensive loan files and documentation.
Additional Duties: Perform other tasks as needed.
Qualifications:
Experience: Minimum of 3 years managing and negotiating loans in a fast-paced environment.
Knowledge: Familiarity with loan processing guidelines including Fannie Mae, Freddie Mac, and FHA.
Skills: Strong understanding of loan practices, real estate terms, and the mortgage market.
Language: Proficiency in Spanish is a plus.
Location: Must be based in California.
Compensation:
Salary: $52,000 - $200,000 per year, plus commission.
About Us:
We pride ourselves on offering competitive rates and innovative mortgage solutions tailored to meet our clients' unique needs. Our team of residential real estate financing experts specializes in providing exceptional service to credit-challenged individuals, self-employed professionals, and first-time homebuyers.
Employment Type: Full-Time
Salary: $ 52,000.00 200,000.00 Per Year
Job Tags
Full time, Self employment, Remote job, Work from home,