Job Description

Job Purpose:

We're looking for a dedicated Mortgage Loan Officer to join our dynamic team. In this role, you'll work closely with our Mortgage Sales Manager and enjoy the flexibility of a hybrid work environment, with the option to work from home or our office locations. Occasional travel to meet clients and attend meetings will be required.

Primary Responsibilities:

- Connect with clients to offer tailored residential mortgage solutions.
- Convert both inbound and outbound sales leads into successful applications.
- Assess clients' financial needs and recommend the best mortgage products and rates.
- Meet and exceed sales performance goals, reviewed on a monthly basis.

Essential Functions:

- Source, originate, and process residential mortgage loans.
- Provide guidance and advice to loan applicants throughout the process.
- Collect necessary information and documents from applicants and relevant parties.
- Determine and explain loan terms, including interest rates, points, and fees.
- Handle all aspects of loan processing and closing, ensuring smooth transactions.
- Address questions and resolve issues related to loan closings for applicants and other stakeholders.
- Share information about our loan products and services with real estate professionals.
- Attend meetings and presentations, both hosted by us and real estate firms.
- Prepare reports and ensure loan files are complete and accurate.
- Take on additional duties as needed to support our team.

Skills/Qualifications:

- Minimum of 3 years' experience managing and negotiating loans in a fast-paced environment.
- Familiarity with loan processing guidelines, including Fannie Mae, Freddie Mac, and FHA standards.
- Strong knowledge of standard loan practices, documentation, and real estate terminology.
- Deep understanding of the mortgage market.
- Proficiency in Mandarin is a plus.
- Must be based in California.
Employment Type: Full-Time
Salary: $ 40,000.00 140,000.00 Per Year

Job Tags

Full time, Remote job, Work from home, Home office,

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